Social Security Earnings Limits 2026: What Changed and Who's ...
Social Security’s 2026 update raises income limits but ends the monthly earnings test, changing how working retirees balance earnings and benefits.
mooloo.netThe 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits while you work, for those under full retirement age all year, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; those reaching full retirement age in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; upon hitting full retirement age, there is no earnings limit. The SSA 2026 update shows these figures and the corresponding withholdings are temporary adjustments to future benefits. 2026 SSA earnings guidance what changed and who's affected include retirees who plan to work and collect benefits.