Deadline to claim part of $425M Capital One settlement is near. What to know.
The last day to select your payment option for the Capital One settlement is this week.
www.usatoday.comThe most widely reported “Capital One class action settlement” right now is the $425 million settlement involving allegations about Capital One’s 360 Savings interest rates (“high-yield” marketing vs. lower rates).[1][3]
What’s the latest (high-level)
- A court gave preliminary approval to a revised version of the $425 million settlement in January 2026 (after an earlier agreement was rejected).[5]
- The case is scheduled for a final approval hearing (reported as occurring in April 2026).[5]
Who it’s for
- The settlement concerns customers who held a Capital One 360 Savings account during the relevant period (reported as starting in 2019 and running through the mid-2020s window used in the notice/claims administration).[3][1]
How to participate / claim
- Coverage described in reporting indicates that class members may be automatically considered (i.e., a separate claim may not be required, depending on the final approved terms and notice).[3]
Deadlines (check the final notice)
- Earlier reporting for the original $425M deal included deadlines such as October 2 for certain actions (like opting/payment options or objections), with a hearing later in the year—however, the revised settlement timeline can change.[3]
Quick next step
If you tell me which specific Capital One settlement you mean (for example: the 360 Savings $425M one, or a different Capital One class action), I can summarize the exact status, eligibility window, and what (if anything) you still need to do.